At Banking by Bihari, our mission is to educate and empower people by explaining banking concepts in a way that promotes financial literacy. We aim to provide simple banking knowledge, helping individuals understand, use, and trust financial systems with confidence.
Our vision is to foster financial literacy within a financially aware society by making banking concepts simple and accessible to all through straightforward banking knowledge.
We offer easy-to-understand banking content designed to educate, inform, and empower individuals with essential financial literacy. Our services include simplified explanations of banking concepts, practical guides, awareness articles, and educational resources that provide simple banking knowledge, helping individuals confidently navigate the banking system.
Our team is made up of experienced professionals who are dedicated to providing exceptional service in banking concepts. We work closely with our clients to enhance their financial literacy and provide tailored solutions that exceed their expectations with simple banking knowledge.
Roshan Kumar is the founder and voice behind Banking By Bihari, a platform dedicated to simplifying banking, finance, and economic concepts for everyday readers. With a strong interest in the Indian banking system, RBI policies, and financial awareness, he focuses on breaking down complex topics into clear, practical, and easy-to-understand insights.
Mr. Sahay is currently working with the leading bank of India and gathering knowledge across the sector.
Through his writing, Roshan aims to empower students, professionals, and common citizens with reliable financial knowledge that supports better decision-making in daily life. His content blends accuracy, clarity, and real-world relevance, making banking understandable for all.

Roshan Kumar Sahay
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At BANKING BY BIHARI, we prioritize the privacy of our visitors and are committed to safeguarding your banking information. This Privacy Policy document outlines the types of information that are collected and recorded by BANKING BY BIHARI and how we use it in accordance with our terms and conditions.
1. Information We Collect
We do not collect any personal information such as name, address, phone number, or email unless you voluntarily provide it by contacting us.
Like many websites, BANKING BY BIHARI uses standard log files. These files log visitors when they visit websites. The information collected by log files may include:
- Internet Protocol (IP) addresses
- Browser type
- Internet Service Provider (ISP)
- Date and time stamp
- Referring/exit pages
- Number of clicks
These are not linked to any personally identifiable information and are used only for analyzing trends and improving the website.
2. Cookies and Web Beacons
BANKING BY BIHARI uses cookies to store information about visitors’ preferences and to optimize the user experience by customizing web page content based on visitors’ browser type or other information.
You can choose to disable cookies through your individual browser options.
3. Google AdSense
Some of the ads on our site may be served by Google AdSense, a third-party advertising partner.
Google uses DoubleClick cookies, which enable it to serve ads to users based on their visit to our site and other sites on the internet.
Users may opt out of personalized advertising by visiting Google’s Ads Settings.
4. Third-Party Privacy Policies
BANKING BY BIHARI’s Privacy Policy does not apply to other advertisers or websites. We advise you to consult the respective Privacy Policies of third-party ad servers or websites for more detailed information about their practices and instructions on how to opt out of certain options.
5. Children’s Information
BANKING BY BIHARI does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you believe that your child has provided such information on our website, please contact us immediately and we will do our best to promptly remove such information from our records.
6. Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms and conditions.
7. Updates to This Privacy Policy
This Privacy Policy may be updated from time to time. Any changes will be posted on this page with an updated revision date.
Contact Us
If you have any questions or suggestions about our Privacy Policy, feel free to contact us through our Contact Us page.
The banking information provided on Banking by Bihari is intended for general informational purposes only. All content on this website is published in good faith for educational and awareness purposes. While we strive to keep the banking information accurate and up to date, Banking by Bihari makes no warranties regarding the completeness, reliability, or accuracy of any content on this site. Any action you take upon the information you find on this website is strictly at your own risk. Banking by Bihari will not be liable for any losses or damages in connection with the use of our website.
Professional Disclaimer
The content published on Banking by Bihari does not constitute professional, legal, financial, or investment advice. Always seek the advice of a qualified professional before making any financial or legal decisions.
External Links Disclaimer
From our website, you may visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links, we have no control over the content and nature of these sites. These links do not imply a recommendation or endorsement for all the content found on these websites.
Affiliate & Advertisement Disclaimer
Some of the links on Banking by Bihari may be affiliate links or advertisements. This means we may earn a small commission at no extra cost to you if you click on or purchase through those links. We use Google AdSense and other third-party advertising services, which may display ads based on your interests.
Consent
By using our website, you hereby consent to our privacy policy, including this Disclaimer, and agree to its terms.
Update
This Disclaimer may be updated at any time without prior notice. Any changes will be clearly posted on this page, along with our terms and conditions.
We love our customers and believe in promoting financial literacy. Feel free to visit us during normal business hours to discuss banking concepts or gain some simple banking knowledge.
Open today | 09:00 am – 09:00 pm |
Although we are open 24*7, we value your feedback and comments any time of the day.
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